One owner. Two books.
The private one is yours alone. The public book anyone can read.
PrivateLocked
One wallet signature unlocks your private balance, in this tab only. Your keys are built here and nothing touches a server.
Your unlock signature is your shielded account. Cowl only asks for it on app.cowlprotocol.com, so don't sign that message anywhere else.
PublicNot connected
Connect a wallet to read this side of your book.